Gold & Silver Spot Price Tracker
Live Gold • Silver • Platinum • Palladium Prices
📈 Live Precious Metals Prices
Prices update periodically and may lag the market. Always verify current pricing with your dealer before purchasing.
Coin Melt Values at Today's Spot Price
Spot price tells you what an ounce of metal is worth. This table turns it into what your coins are worth. Enter the silver and gold prices from the tracker above, and every melt value updates instantly. Melt value is the floor for a silver or gold coin; collectible dates and high grades can sell for much more.
| Coin | Metal Content | Melt Value | Shop |
|---|---|---|---|
| Silver dime (1964 and earlier) | 0.0723 oz silver | $3.91 | eBay → |
| Silver quarter (1964 and earlier) | 0.1808 oz silver | $9.77 | eBay → |
| Silver half dollar (1964 and earlier) | 0.3617 oz silver | $19.53 | eBay → |
| Kennedy half dollar (1965–1970, 40%) | 0.1479 oz silver | $7.99 | eBay → |
| Silver war nickel (1942–1945) | 0.0563 oz silver | $3.04 | eBay → |
| Morgan or Peace silver dollar | 0.7734 oz silver | $41.77 | eBay → |
| American Silver Eagle (1 oz) | 1.0000 oz silver | $54.00 | eBay → |
| American Gold Eagle (1 oz) | 1.0000 oz gold | $4,050.00 | eBay → |
| American Gold Eagle (1/10 oz) | 0.1000 oz gold | $405.00 | eBay → |
| Canadian Gold Maple Leaf (1 oz) | 1.0000 oz gold | $4,050.00 | eBay → |
| $20 Double Eagle (pre-1933) | 0.9675 oz gold | $3,918.38 | eBay → |
| $5 Half Eagle (pre-1933) | 0.2419 oz gold | $979.57 | eBay → |
Dealers usually pay a little under melt for common silver coins and sell them a little above it, so treat these figures as a guide rather than an offer. Pre-1933 gold coins often trade well above melt, because collectors value them as coins as well as metal.
Silver Bullion
What a Gold & Silver Spot Price Tracker Shows
A gold and silver spot price tracker like the live widget above shows spot price: the current market price for buying or selling a precious metal for immediate delivery. Nearly every gold, silver, platinum, and palladium deal references this benchmark. That holds true on a major commodities exchange and at a local coin shop counter alike. Buyers and sellers set the price continuously during global trading hours. In particular, COMEX (part of the CME Group) drives gold and silver futures trading, while the London Bullion Market Association runs its own benchmark pricing.
Understanding spot price matters for anyone buying or selling physical precious metals. It gives you an objective benchmark for comparing dealer prices, which always include a premium above spot. Without it, you'll find it hard to judge whether an asking price is fair value or an excessive markup.
Where to Buy Gold and Silver Bullion
Want to buy both metals from one dealer? Our Buy Gold & Silver Bullion guide compares combined-metal dealers. It also covers what to look for when you buy several metals from a single source.
How Spot Price Is Set
Futures trading on exchanges like COMEX sets gold and silver spot prices. Institutional traders, mining companies, jewelry makers, and investment funds all buy and sell contracts there for future delivery. Technically, futures cover future delivery rather than immediate physical trades. Even so, the front-month futures price serves as the de facto spot price. As a result, the whole physical bullion market, from refiners to retail coin shops, uses it as a pricing baseline.
Price discovery runs nearly nonstop during global trading hours. Gold, silver, platinum, and palladium all respond to the same broad forces. These include industrial demand, investment demand, interest rate expectations, and geopolitical events. Currency moves matter too, because the world prices these metals in U.S. dollars. For that reason, a stronger or weaker dollar directly affects what you pay. This constant movement is why informed buyers and sellers check the spot price before every deal.
COMEX Futures
London Bullion Market
USD-Denominated
Continuous Trading
Industrial & Investment Demand
Global Reference Price
Understanding Premiums Above Spot Price
No physical precious metals product sells at exactly spot price. Instead, every coin, bar, or round carries a premium above spot. That premium covers minting costs, distribution, dealer margin, and demand for the specific product. Premiums also vary widely by product and metal. For example, government-minted bullion coins usually cost more over spot than generic bars. Likewise, small fractional sizes carry higher premiums per ounce than larger ones. Silver premiums run proportionally higher than gold, too, because silver is worth far less per ounce.
Premiums shift with market conditions as well, even when spot price barely moves. High demand, supply chain problems, or economic uncertainty can push premiums up across the board. In some cases, popular products see dramatic jumps. The same idea works in reverse when you sell, since dealers buy back at a discount to spot. Understanding both sides helps you make informed buying and selling decisions. For metal-specific premium guidance, see our individual Gold, Silver, Platinum, and Palladium guides.
Gold Bullion Coins
Using Spot Price to Evaluate Purchases
To evaluate any precious metals purchase, first calculate the premium. Subtract the current spot value of the product's exact metal weight from the dealer's asking price. For example, compare a 1 oz coin against spot per ounce, and a 1 gram bar against spot per gram. Then compare that premium percentage across several dealers for the same product. Experienced bullion buyers rely on this step more than any other to spot fair pricing versus an excessive markup.
Premium Calculator
Keep in mind that spot price reflects wholesale, institutional-scale trading. Most individual buyers and sellers deal in retail, so even the most competitive dealer will charge above spot. Similarly, even a generous buyback offer will usually come in below spot. This spread between buy and sell prices is a normal part of the physical bullion market. On its own, it doesn't signal unfair dealing. Still, comparing spreads across dealers helps you find the best overall pricing.
Frequently Asked Questions
What is the difference between spot price and the price I pay?
Where can I check today's exact spot price?
How do I figure out the melt value of a silver coin?
Is a coin worth only its melt value?
How often does spot price change?
Why do dealers sell above spot price and buy back below spot price?
Is spot price the same everywhere in the world?
Should I buy precious metals based on spot price movements?
Silver Bullion Bible is a globe‑spanning guide that explores the investment appeal of one‑ounce silver bullion coins—from iconic series like the Maple Leaf, Panda, Koala, Libertad, Britannia, to the American Silver Eagle
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